Covered delivery, ride-hailing, and local freight platforms pay occupational injury protection per order
China's pilot occupational injury scheme covers eligible people earning through ride services, immediate delivery, or local freight platforms. Participating platforms pay for each order. Confirm both the province and platform are covered before relying on it. Workers who qualify for ordinary occupational injury insurance through an employment relationship use that system instead.
What it takes
The participating platform pays; the worker does not. Check the app's protection or rights page for occupational injury coverage, or ask the provincial human resources authority whether the platform participates.
What you may gain
Article 2 of the trial measures requires participating platforms to pay occupational injury protection contributions for registered workers who accept orders and provide covered transport, immediate-delivery, or local-freight work in the platform's name for remuneration. The aim is coverage for every eligible order and worker. Workers subject to the Work-Related Injury Insurance Regulations must be enrolled in that ordinary system and are outside these trial measures. Article 9 sets per-order pilot contributions of RMB 0.01 for ride services, RMB 0.07 or 0.25 for immediate delivery, and RMB 0.18 for local freight. From July 1, 2025, the seven-province, seven-platform initial pilot was to expand to ten additional provincial areas: Tianjin, Hebei, Liaoning, Zhejiang, Anhui, Fujian, Shandong, Hubei, Guangxi, and Ningxia. The 2026 plan calls for implementation across all 31 provincial areas and the Xinjiang Production and Construction Corps and broad inclusion of platforms in the three sectors. This is a staged pilot expansion, not proof that every platform is already enrolled.
Context & considerations
Confirm actual coverage locally. Outside the scheme, examine other applicable statutory coverage and private insurance rather than assuming a platform order automatically protects you. The 2021 labor-rights guidance also requires appropriate pay safeguards for the covered arrangements: normal labor should meet the applicable local minimum-wage protections, wages should be paid fully and on time without unjustified deductions or delay, and public-holiday work should receive reasonable remuneration. That document is Renshebufa [2021] No. 56, also cited in entry 11. After injury, use the applicable claims process before agreeing to an informal settlement with a station. Pension and medical enrollment remain separate; see entry 11.
Research & references
Ministry of Human Resources and Social Security and eight other departments (2025). Notice expanding occupational injury protection pilots for workers in new forms of employment, Renshebufa [2025] No. 24, with the attached trial measures, Articles 2 and 9. https://www.gov.cn/zhengce/zhengceku/202507/content_7031656.htm