Before signing up with a community family doctor, ask which services are insured and which you pay for yourself
Under Chinese policy, basic service packages enter medical-insurance payment according to the rules. Personalized packages are paid entirely by the individual. For an “upgrade,” ask which category it is, whether it has been filed and the annual price.
What it takes
Free; a one-minute question before signing.
What you may gain
Basic packages are covered according to applicable insurance rules. Personalized packages are self-funded and must be filed with the county-level health authority.
Context & considerations
The value of a family-doctor contract is continuity of care, not how many services are bundled. Ask whether it is basic or personalized, whether filed, and how much each year costs.
Research & references
General Office of China's State Council (2026). Measures to Accelerate a Tiered Diagnosis and Treatment System. https://www.gov.cn/zhengce/zhengceku/202604/content_7065031.htm. The policy links primary outpatient payment and contracted services, includes basic packages in insurance as prescribed, and requires primary institutions to file personalized packages with county-level health authorities, with individuals paying their cost.